YOU CAN WORK
Here is some information to help everyone see that it is possible to work without losing benefits
· If you receive SSDI you can make up to $980.00 per month in 2009 and it will not affect your benefits. For example:
o If you make $8.00 an hour you can work up to 28 hours a week
o If you make $8.50 an hour you can work up to 26 hours a week
o If you make $10.00 an hour you can work up to 22 hours a week
(To figure the amount of hours someone can work using a specific hourly wage, divide $980.00 by the wage and then divide that amount by 4.3, since an average month has more than 4 weeks.)
· If you receive SSI things are a little more complicated. The first $85.00 a month you earn is not touched. After subtracting the first $85, your total gross monthly amount is divided in two – that amount is what your SSI check will be reduced by. For example:
· If you make $8.00 an hour and you work 15 hours a week, your average gross (before taxes) monthly total is $516.00. Subtract $85.00 from the total leaving $431.00. Divide $431.00 by 2 and that equals $215.50 – that is the amount your SSI check is reduced by.
· In short, this means that you will have MORE money by working.
· Continuing with the above example, if your SSI benefits were $600 before working, your check will be reduced to $384.50 while working, but, add your SSI check to your earnings and you see that you now have $900.50 per month while working. You now have MORE money each and every month.
· Even if you make too much money to receive MassHealth Standard you can still get health insurance. CommonHealth is an affordable insurance program (with the same coverage as MassHealth) for people with disabilities who are working at least 40 hours per month.
· Direct questions or concerns back to the vocational programs or other resources:
v Transitional Employment Placements (TEP) at the clubhouse are designed so that you can work and not have your benefits affected.
v Clubhouse staff have information about entitlements and can help you make the right choices.
v Mass Rehab Counselors and DMH Case Managers have a great deal of information about entitlements; make an appointment to see them.
Some helpful phone numbers
Neponset River House (781) 762-7075 (781) 762-7075
Elliot House (781) 449-1212 (781) 449-1212
Hire Enterprise (508) 668-4592 (508) 668-4592
Department of Mental Health (781) 401-9700 (781) 401-9700
Mass. Rehabilitation Commission:
Brookline Office (617) 739-9080 (617) 739-9080
Natick Office (508) 651-7531 (508) 651-7531
Quincy Office (617) 471-1600 (617) 471-1600